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Harridge‐March, Sally, Lifen Zhao, Anita, Hanmer‐Lloyd, Stuart, Ward, Philippa ORCID: https://orcid.org/0000-0002-4971-8908 and Goode, Mark M (2008) Perceived risk and Chinese consumers' internet banking services adoption. International Journal of Bank Marketing, 26 (7). pp. 505-525. doi:10.1108/02652320810913864

Relja, Ruffin ORCID: https://orcid.org/0000-0001-9569-6247, Ward, Philippa ORCID: https://orcid.org/0000-0002-4971-8908 and Zhao, Anita Lifen ORCID: https://orcid.org/0000-0003-2957-8300 (2024) Understanding the Psychological Determinants of Buy-Now-Pay-Later (BNPL) in the UK: A User Perspective. International Journal of Bank Marketing, 42 (1). pp. 7-37. doi:10.1108/IJBM-07-2022-0324

Sekhon, Harjit, Lifen Zhao, Anita, Koenig‐Lewis, Nicole, Hanmer‐Lloyd, Stuart and Ward, Philippa ORCID: https://orcid.org/0000-0002-4971-8908 (2010) Adoption of internet banking services in China: is it all about trust? International Journal of Bank Marketing, 28 (1). pp. 7-26. doi:10.1108/02652321011013562