Han, Liang and Benson, Alan and Chen, Jinghan and Zhang, Song (2014) The Uses and Impacts of Bank Support on UK SMEs. International Small Business Journal, 32 (1). pp. 61-80. ISSN 0266-2426Full text not available from this repository.
This article examines an under-investigated area in relationship banking, i.e. the use of bank advice and support and its impacts on the financial conditions of small and medium-sized enterprises (SMEs). The findings indicate that the characteristics of businesses and entrepreneurs, among other factors, have determinant effects on the use of bank support by SMEs when they make financial decisions. SMEs can alleviate the severity of their financial problems significantly by using bank support more fully, through developing long-term relationships with banks as primary network partners. The article further recognises the value of advice from banks as a substitute for entrepreneurial human capital, especially when bankers use private information to determine the nature and level of financial and non-financial assistance that they are prepared to supply to their clients.
|Uncontrolled Keywords:||Bank support; financial problems; human capital; relationship; banking; SME;|
|Subjects:||H Social Sciences > HD Industries. Land use. Labor > HD2340.8 Small and Medium-sized businesses, artisans, handcrafts, trades
H Social Sciences > HG Finance
H Social Sciences > HG Finance > HG1501 Banking
|Divisions:||Faculty of Business, Computing and Applied Sciences > Business School > Business and Human Resource Management|
|Research Priority Areas:||Applied Business Research|
|Depositing User:||Ineke Tijsma|
|Date Deposited:||25 Mar 2015 15:46|
|Last Modified:||28 Sep 2016 16:15|